What every calculator on HowAffordable.com is — and isn't — before you rely on a number it gives you. Read alongside our Terms of Service and Methodology.
By using the financial calculators on howaffordable.com, you acknowledge and agree to the following disclaimers. These disclaimers are essential for your protection and for ours.
The short version: every number a calculator on this site gives you is an estimate built on assumptions, not a quote, an offer, or a guarantee — and 716 Ventures LLC is not a lender, broker, or financial advisor. Confirm real numbers with a licensed professional before you act on them.
The results provided by our calculators are for informational and illustrative purposes only. They are not intended to be, and should not be considered, financial, investment, legal, or tax advice. 716 Ventures LLC is not a financial institution, lender, or fiduciary. The information provided does not constitute an offer or solicitation for any financial product or service.
The calculations are based on the data you provide and on common, middle-of-the-road assumptions. They are estimates and are not guaranteed to be accurate or applicable to your individual circumstances. Actual loan terms, interest rates, monthly payments, and qualification criteria will vary based on your credit history, income, debt-to-income ratio, the lender, and prevailing market conditions.
Our calculators do not and cannot account for all variables that affect loan affordability. Factors not included may be, but are not limited to:
Before making any financial decisions, you must consult with qualified professionals. This includes, but is not limited to, a financial advisor, a licensed mortgage broker or lender, a real estate agent, and an accountant. Do not rely solely on the information provided by our calculators.
Your use of the calculators is at your own sole risk. You assume full responsibility for any decisions you make based on the information provided. We shall not be liable for any damages or losses, direct or indirect, arising from your use of or reliance on these tools.
Use of the calculators does not create any professional relationship (e.g., advisor-client, fiduciary) between you and 716 Ventures LLC.
These disclaimers supplement and are incorporated into our main Terms of Service. Please review our Terms of Service for a complete understanding of your obligations and our limitations of liability.