:root{--color-bg-start:#0a3d2e;--color-bg-mid:#06281e;--color-bg-end:#02140f;--color-surface:#fff;--color-dashboard-bg:#f0fdf4;--color-dashboard-panel:#fff;--color-dashboard-border:#bbf7d0;--color-primary:#22c55e;--color-primary-hover:#16a34a;--color-primary-glow:#22c55e73;--color-accent:#15803d;--color-heading:#166534;--color-success:#22c55e;--color-success-bg:#dcfce7;--color-danger:#d64545;--color-warning:#c98512;--color-text:#052e1c;--color-text-muted:#3f6b56;--color-text-on-dark:#f7fef9;--color-text-muted-on-dark:#a7f3d0;--color-input-bg:#f0fdf4;--color-border:#bbf7d0;--color-focus:#4ade80;--color-glass:#06281e8c;--color-glass-border:#86efac47;--radius-card:1.15rem;--radius-control:.75rem;--shadow-card:0 16px 40px #02140f47;--content-max-width:56rem;--landing-max-width:72rem;--dashboard-max-width:72rem;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.5rem;--space-6:2rem;--font-sans:"Geist", system-ui, sans-serif;--font-display:"Raleway", "Geist", 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#02140f38}.landing-step:first-child{animation-delay:.22s}.landing-step:nth-child(2){animation-delay:.28s}.landing-step:nth-child(3){animation-delay:.34s}.landing-step:hover{border-color:#4ade808c;transform:translateY(-3px);box-shadow:0 16px 36px #22c55e2e}.landing-step-number{margin-bottom:var(--space-2);font-family:var(--font-display);letter-spacing:.08em;color:#86efac;text-shadow:0 0 16px #4ade808c;font-size:.85rem;font-weight:800;display:block}.landing-step h2{margin:0 0 var(--space-2);font-family:var(--font-display);color:#fff;font-size:1.15rem}.landing-step p{color:#f7fef9db;margin:0}@keyframes landing-rise{0%{opacity:0;transform:translateY(.85rem)}to{opacity:1;transform:translateY(0)}}.inquiry-steps{gap:var(--space-3);margin:var(--space-5) 0;display:grid}@media (width>=800px){.inquiry-steps{grid-template-columns:repeat(3,1fr)}}.inquiry-step-card{border-radius:var(--radius-card);padding:var(--space-4);background:#ffffff1f;border:1px solid #ffffff40}.inquiry-actions{gap:var(--space-3);display:grid}@media (width>=560px){.inquiry-actions{grid-template-columns:1fr 1fr}}.inquiry-choice{min-height:4.5rem;font-size:1.25rem}.inquiry-choice[aria-pressed=true]{box-shadow:0 0 0 3px var(--color-focus)}.progress{gap:var(--space-2);margin-bottom:var(--space-4);padding-bottom:var(--space-2);display:flex;overflow-x:auto}.progress-step{text-align:center;min-width:4.5rem;padding:var(--space-2);border-radius:var(--radius-control);color:#ffffffd9;background:#ffffff1f;border:1px solid #0000;flex:1;font-size:.8rem}.progress-step[aria-current=step]{color:var(--color-text);background:#fff;font-weight:700}.progress-step.is-complete{border-color:#ffffff8c}.progress-step.is-link{cursor:pointer;text-decoration:none}.progress-step:disabled,.progress-step.is-disabled{opacity:.55;cursor:not-allowed}.field{gap:var(--space-2);flex-direction:column;display:flex}.field label{font-weight:650}.field-helper,.privacy-note{color:var(--color-text-muted);margin:0;font-size:.92rem}.field-error{color:var(--color-danger);margin:0;font-size:.9rem}.currency-input{min-height:var(--touch-min);border-radius:var(--radius-control);color:var(--color-text);background:#f7fef9;border:1.5px solid #86efac;width:100%;padding:.65rem .85rem;transition:border-color .15s,box-shadow .15s,background .15s}.currency-input:hover{border-color:#4ade80}.currency-input:focus,.currency-input:focus-visible{border-color:var(--color-primary);background:#fff;outline:none;box-shadow:0 0 0 3px #22c55e38,0 8px 18px #16a34a14}.currency-input::placeholder{color:#6b9f82;opacity:1}.field input[type=checkbox],.field input[type=radio]{accent-color:var(--color-primary);width:1.15rem;height:1.15rem}.landing-explainer{margin:var(--space-6) 0 var(--space-4);gap:var(--space-3);padding:var(--space-5);display:grid}.landing-explainer h2{color:#fff;font-family:var(--font-display);margin:0;font-size:clamp(1.35rem,3vw,1.75rem)}.landing-explainer p{color:#f7fef9eb;margin:0;font-size:1.05rem;line-height:1.65}.landing-explainer a:not(.btn){color:#86efac}.guide-index{margin:0 0 var(--space-4);gap:var(--space-3);padding:0;list-style:none;display:grid}.guide-index-card{padding:var(--space-5)}.guide-index-card h2{margin:0 0 var(--space-2);font-size:1.25rem}.guide-index-card h2 a{color:#fff;text-decoration:none}.guide-index-card h2 a:hover{color:#86efac}.guide-index-card p,.guide-index-foot{color:#f7fef9e6;margin:0;line-height:1.6}.guide-index-foot{margin-bottom:var(--space-4)}.guide-index-foot a,.legal-content a:not(.btn){color:#86efac}.page-footer{padding:var(--space-4);text-align:center;color:#ffffffd9;flex-wrap:wrap;justify-content:center;gap:.45rem .15rem;margin-top:auto;display:flex}.page-footer a{color:#fff;margin:0 var(--space-2)}.dashboard-shell{isolation:isolate;min-height:100vh;color:var(--color-text-on-dark);background:radial-gradient(ellipse 90% 60% at 50% -5%, #22c55e42, transparent 58%), radial-gradient(ellipse 50% 40% at 90% 20%, #4ade801f, transparent 55%), linear-gradient(165deg, #0c4534 0%, var(--color-bg-mid) 48%, var(--color-bg-end) 100%);flex-direction:column;display:flex;position:relative;overflow:clip visible}.dashboard-main{width:min(100% - 2rem, var(--dashboard-max-width));max-width:100%;padding:var(--space-6) 0 var(--space-6);box-sizing:border-box;flex:1;margin:0 auto}.dashboard-title{font-family:var(--font-display);color:var(--color-text-on-dark);margin:0;font-size:clamp(1.5rem,3vw,2rem);font-weight:700}.dashboard-header{justify-content:space-between;align-items:center;gap:var(--space-3);margin-bottom:var(--space-5);flex-wrap:wrap;display:flex}.dashboard-panel{margin-bottom:var(--space-4);box-shadow:none;background:0 0;border:none;border-radius:0;padding:0}.dashboard-panel h2{margin:0 0 var(--space-3);font-family:var(--font-display);color:var(--color-text-on-dark);font-size:1.1rem;font-weight:700}.dashboard-panel--spaced{margin-top:var(--space-4)}.dashboard-controls{gap:var(--space-4);margin-bottom:var(--space-4);display:grid}@media (width>=900px){.dashboard-controls{grid-template-columns:repeat(4,minmax(0,1fr));align-items:end}}.dashboard-body{gap:var(--space-4);display:grid}@media (width>=960px){.dashboard-body{grid-template-columns:1.1fr 1fr}}.dashboard-label{margin-bottom:var(--space-2);color:var(--color-text-muted-on-dark);font-size:.9rem;display:block}.dashboard-input{width:100%;min-height:var(--touch-min);border-radius:var(--radius-control);color:var(--color-text-on-dark);background:#ffffff1a;border:1.5px solid #86efac73;padding:.65rem .85rem;transition:border-color .15s,box-shadow .15s,background .15s}.dashboard-input:hover{background:#ffffff24;border-color:#86efacb3}.dashboard-input:focus-visible{background:#ffffff29;border-color:#86efac;outline:none;box-shadow:0 0 0 3px #22c55e47,0 8px 20px #02140f40}.term-group{gap:var(--space-2);border:0;flex-wrap:wrap;margin:0;padding:0;display:flex}.term-option{min-height:var(--touch-min);min-width:var(--touch-min);color:var(--color-text-on-dark);cursor:pointer;background:#ffffff14;border:1px solid #86efac59;border-radius:999px;padding:.5rem .85rem}.term-option[aria-checked=true]{color:#fff;background:linear-gradient(#4ade80,#16a34a);border-color:#86efac;font-weight:700;box-shadow:0 6px 16px #22c55e59}.debt-list{gap:var(--space-3);display:grid}.debt-row{justify-content:space-between;align-items:center;gap:var(--space-3);padding:var(--space-3);border-radius:var(--radius-control);color:var(--color-text-on-dark);background:#ffffff0f;border:1px solid #86efac38;flex-wrap:wrap;display:flex}.debt-meta{flex-direction:column;gap:.15rem;display:flex}.debt-meta span{color:var(--color-text-muted-on-dark);font-size:.9rem}.meter-stack{gap:var(--space-3);grid-template-columns:1fr;display:grid}@media (width>=780px){.meter-stack{grid-template-columns:repeat(2,minmax(0,1fr));align-items:stretch}.meter-stack>h2,.meter-stack>.recommendation,.meter-stack>.disclaimer,.meter-stack>.help-anchor--wide{grid-column:1/-1}}.meter-stack>.help-anchor{min-width:0;display:block}.meter-stack>.help-anchor>.meter-gauge{height:100%}.meter-gauge{text-align:center;box-sizing:border-box;border-radius:var(--radius-card);width:100%;max-width:100%;box-shadow:none;background:#061f316b;border:1px solid #86efac33;grid-template-rows:1.25rem 7.25rem 1.5rem 1.1rem 1.05rem;align-content:start;justify-items:center;padding:.85rem .75rem .75rem;display:grid}.meter-gauge-label{color:var(--color-text-on-dark);font-size:.92rem;font-weight:750;line-height:1.25;font-family:var(--font-display);white-space:nowrap;text-overflow:ellipsis;max-width:100%;margin:0;overflow:hidden}.meter-gauge-chart{place-items:center;width:12.5rem;max-width:100%;height:7rem;display:grid}.meter-gauge-svg{width:12.5rem;max-width:100%;height:7rem;display:block;overflow:visible}.meter-gauge-svg-label{fill:#86efacbf;letter-spacing:.06em;font-size:.62rem;font-weight:700}.meter-gauge-value{color:var(--color-text-on-dark);letter-spacing:-.02em;margin:0;font-size:1.2rem;font-weight:800;line-height:1.2}.meter-gauge-hint{color:var(--color-text-muted-on-dark);text-overflow:ellipsis;white-space:nowrap;max-width:100%;margin:0;font-size:.78rem;line-height:1.2;overflow:hidden}.meter-gauge-hint.is-empty{visibility:hidden}.meter-gauge-range{width:11.5rem;max-width:100%;color:var(--color-text-muted-on-dark);justify-content:space-between;font-size:.72rem;font-weight:650;display:flex}.meter-gauge--good .meter-gauge-value{color:#86efac}.meter-gauge--warning .meter-gauge-value{color:#fcd34d}.meter-gauge--danger .meter-gauge-value{color:#fca5a5}.cash-bar{margin-top:var(--space-4);justify-content:space-between;align-items:center;gap:var(--space-4);border-radius:var(--radius-card);padding:var(--space-4) var(--space-5);border:1px solid #0000;flex-wrap:wrap;display:flex}.cash-bar-copy{flex:14rem;min-width:0}.cash-bar-copy h2{margin:0 0 var(--space-2)}.cash-bar-amount{margin:0 0 var(--space-2);font-size:clamp(1.5rem,3vw,1.85rem);font-weight:700}.cash-bar-label{margin:0 0 var(--space-1);font-size:1.05rem;font-weight:700}.cash-bar-caption{opacity:.92;max-width:36rem;margin:0;line-height:1.45}.cash-bar-character{border-radius:var(--radius-card);object-fit:cover;background:#ffffff73;flex:none;width:min(10rem,40vw);height:auto}.cash-bar--negative,.cash-bar--lowBuffer{color:#6d1b1b;background:#fde8e8;border-color:#f5c2c2}.cash-bar--goodBuffer{background:var(--color-success-bg);color:#14532d;border-color:#86efac}.dashboard-actions{gap:var(--space-3);margin-top:var(--space-5);flex-wrap:wrap;display:flex}.dashboard-shell .dashboard-actions .btn-secondary{color:#fff;border-color:#ffffff73}.toggle-switch{align-items:center;gap:var(--space-3);min-height:var(--touch-min);color:var(--color-text-on-dark);cursor:pointer;-webkit-user-select:none;user-select:none;display:inline-flex}.toggle-switch input{opacity:0;pointer-events:none;width:1px;height:1px;margin:0;position:absolute}.toggle-switch-ui{background:#02140f73;border:1.5px solid #86efac73;border-radius:999px;flex:none;width:2.75rem;height:1.55rem;transition:background .18s,border-color .18s,box-shadow .18s;position:relative}.toggle-switch-ui:after{content:"";background:#d1fae5;border-radius:50%;width:1.1rem;height:1.1rem;transition:transform .18s,background .18s;position:absolute;top:50%;left:.2rem;transform:translateY(-50%);box-shadow:0 2px 6px #02140f59}.toggle-switch input:checked+.toggle-switch-ui{background:linear-gradient(#4ade80,#16a34a);border-color:#86efac;box-shadow:0 0 0 2px #22c55e38,0 6px 14px #22c55e59}.toggle-switch input:checked+.toggle-switch-ui:after{background:#fff;transform:translate(1.15rem,-50%)}.toggle-switch input:focus-visible+.toggle-switch-ui{outline:2px solid var(--color-focus);outline-offset:3px}.interest-control{gap:var(--space-2);display:grid}.interest-control input[type=range]{width:100%;height:1.5rem;accent-color:var(--color-primary);cursor:pointer;background:0 0;margin:0}.interest-control 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#02140f59}.status-text{color:var(--color-text-muted-on-dark);margin:0}.recommendation{align-items:center;gap:var(--space-3);padding:var(--space-3);border-radius:var(--radius-control);color:var(--color-text-on-dark);background:#ffffff0f;border:1px solid #86efac38;display:flex}.recommendation strong{font-size:1.05rem}.disclaimer{margin-top:var(--space-3);color:var(--color-text-muted-on-dark);font-size:.88rem}.pmi-insight{margin:0 0 var(--space-4);border-radius:var(--radius-card);padding:var(--space-5) var(--space-5);border:1px solid var(--color-dashboard-border)}.pmi-insight--clear{background:var(--color-success-bg);color:var(--color-text);border-color:#86efac}.pmi-insight--alert{color:#7f1d1d;background:linear-gradient(145deg,#fff1f2 0%,#fecaca 55%,#fda4a4 100%);border:3px solid #dc2626;animation:2.4s ease-in-out infinite pmi-pulse;box-shadow:0 0 0 4px #dc26261f,0 16px 36px #b91c1c47}@keyframes pmi-pulse{0%,to{box-shadow:0 0 0 4px #dc26261f,0 16px 36px #b91c1c47}50%{box-shadow:0 0 0 8px #dc262633,0 18px 40px #b91c1c57}}.pmi-insight-eyebrow{margin:0 0 var(--space-2);letter-spacing:.08em;text-transform:uppercase;color:#b91c1c;font-size:.95rem;font-weight:800}.pmi-insight-title{margin:0 0 var(--space-3);color:inherit;font-size:clamp(1.55rem,3.5vw,2.15rem);line-height:1.15}.pmi-insight--alert .pmi-insight-title{color:#991b1b}.pmi-insight-waste{margin:0 0 var(--space-3);font-size:clamp(1.1rem,2.4vw,1.35rem);font-weight:800;line-height:1.35}.pmi-insight-copy{max-width:44rem;margin:0;font-size:1.02rem;line-height:1.5}.pmi-insight-action{margin-top:var(--space-4)}.help-anchor{position:relative}.help-anchor.is-active{z-index:5;border-radius:var(--radius-card);box-shadow:0 0 0 3px #22c55e73}.help-anchor--controls{gap:var(--space-4);display:grid}@media (width>=900px){.help-anchor--controls{grid-column:span 2;grid-template-columns:1fr 1fr;align-items:end}}.help-bubble{z-index:30;width:min(100%,22rem);max-width:100%;padding:var(--space-4) var(--space-4) 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#86efaca6;border-top:none;border-left:none;top:auto;bottom:-.4rem}.help-bubble-close{color:#052e1c;cursor:pointer;background:#082f4914;border:none;border-radius:999px;place-items:center;width:2rem;height:2rem;margin:0;padding:0;font-size:1.35rem;line-height:1;display:grid;position:absolute;top:.45rem;right:.45rem}.help-bubble-close:hover{background:#082f4929}.help-bubble-progress{letter-spacing:.04em;text-transform:uppercase;color:#15803d;margin:0 2rem .35rem 0;font-size:.75rem;font-weight:700}.help-bubble-title{margin:0 2rem var(--space-2) 0;color:#052e1c;font-size:1rem}.help-bubble-body{margin:0 0 var(--space-3);color:#4a6b7c;font-size:.92rem;line-height:1.45}.help-bubble-action{min-height:2.5rem;padding:.45rem 1rem;font-size:.9rem}.dashboard-help-button{align-items:center;gap:var(--space-2);min-height:var(--touch-min);color:var(--color-text-on-dark);cursor:pointer;background:#ffffff14;border:1px solid #86efac59;border-radius:999px;padding:.45rem .95rem;font-weight:700;display:inline-flex}.dashboard-help-button span[aria-hidden=true]{background:var(--color-accent);color:#fff;border-radius:999px;place-items:center;width:1.4rem;height:1.4rem;font-size:.85rem;display:inline-grid}.dashboard-help-button:hover{background:#ffffff1f;border-color:#86efac99}.dashboard-scroll-hint{z-index:12;color:#f0fdff;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);pointer-events:none;background:#082f49b8;border:1px solid #86efac66;border-radius:999px;flex-direction:column;align-items:center;gap:.2rem;padding:.55rem .95rem;animation:.45s ease-out both dashboard-scroll-hint-in;display:flex;position:fixed;bottom:1.25rem;left:50%;transform:translate(-50%);box-shadow:0 10px 28px #082f4959}.dashboard-scroll-hint-label{letter-spacing:.04em;text-transform:uppercase;color:#86efac;font-size:.78rem;font-weight:700}.dashboard-scroll-hint-arrow{font-size:1.15rem;line-height:1;animation:1.4s ease-in-out infinite dashboard-scroll-bounce}@keyframes dashboard-scroll-hint-in{0%{opacity:0;transform:translate(-50%,.6rem)}to{opacity:1;transform:translate(-50%)}}@keyframes dashboard-scroll-bounce{0%,to{transform:translateY(0)}50%{transform:translateY(.28rem)}}@media (prefers-reduced-motion:reduce){.dashboard-scroll-hint,.dashboard-scroll-hint-arrow{animation:none}}.dashboard-header-actions{align-items:center;gap:var(--space-2);flex-wrap:wrap;display:flex}.report-card-header-button{align-items:center;gap:var(--space-2);min-height:var(--touch-min);color:var(--color-text-on-dark);background:#ffffff14;border:1px solid #86efac66;border-radius:999px;padding:.45rem 1rem;font-weight:700;text-decoration:none;display:inline-flex;position:relative}.report-card-header-button:hover{background:#ffffff24;border-color:#86efacb3}.report-card-new-badge{color:#1a1a1a;letter-spacing:.04em;background:#facc15;border-radius:999px;padding:.12rem .38rem;font-size:.62rem;font-weight:800;position:absolute;top:-.45rem;right:-.35rem}.report-card-cta{margin-top:var(--space-4);gap:var(--space-4);padding:var(--space-5);border-radius:var(--radius-card);background:#082f2873;border:2px dashed #86efac8c;display:grid}.report-card-cta-main{gap:var(--space-4);flex-wrap:wrap;align-items:center;display:flex}.report-card-cta h2{margin:0 0 var(--space-2);color:#fff;font-size:1.2rem}.report-card-cta p{color:#f7fef9db;max-width:42rem;margin:0;line-height:1.5}.report-card-cta-button{justify-self:start}.letter-grade{border-radius:.7rem;flex:none;place-items:center;font-weight:800;line-height:1;display:inline-grid}.letter-grade--sm{width:2.5rem;height:2.5rem;font-size:1rem}.letter-grade--lg{width:4.5rem;height:4.5rem;font-size:1.85rem}.letter-grade--a{color:#052e16;background:#22c55e}.letter-grade--b{color:#1a2e05;background:#a3e635}.letter-grade--c{color:#3f2d00;background:#eab308}.letter-grade--d{color:#fff7ed;background:#d97706}.letter-grade--f{color:#fff1f2;background:#9a3412}.report-card{max-width:46rem;margin:0 auto}.report-card-badge{margin:0 0 var(--space-3);color:#86efac;letter-spacing:.08em;text-transform:uppercase;background:#22c55e2e;border-radius:999px;padding:.35rem .8rem;font-size:.75rem;font-weight:800;display:inline-block}.report-card-headline{margin:0 0 var(--space-2);color:#fff;font-size:clamp(1.6rem,3vw,2.1rem)}.report-card-lede,.report-card-section-copy,.report-card-disclaimer{color:#f7fef9d1;line-height:1.5}.report-card-overall,.report-card-breakdown,.report-card-advice{margin-top:var(--space-5);padding:var(--space-5);border-radius:var(--radius-card);background:#06281e73;border:1px solid #86efac38}.report-card-overall{gap:var(--space-4);flex-wrap:wrap;align-items:center;display:flex}.report-card-overall h2,.report-card-breakdown h2,.report-card-advice h2,.report-card-factor h3,.report-card-advice-list h3{margin:0 0 var(--space-2);color:#fff}.report-card-overall p,.report-card-factor p,.report-card-advice-list p{color:#f7fef9db;margin:0;line-height:1.45}.report-card-factor-list,.report-card-advice-list{margin:var(--space-4) 0 0;padding:0;list-style:none}.report-card-factor,.report-card-advice-list li{gap:var(--space-3);padding:var(--space-3) 0;border-top:1px solid #86efac29;align-items:flex-start;display:flex}.report-card-advice-num{color:#052e16;background:#22c55e;border-radius:999px;flex:none;place-items:center;width:2rem;height:2rem;font-weight:800;display:inline-grid}.report-card-back{color:#bbf7d0;font-weight:700;text-decoration:none}.report-card-back:hover{color:#fff}.report-card-disclaimer{margin-top:var(--space-6);font-size:.9rem}